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PO BOX 6009
Charlottesville, VA 22906

Phone:

434.296.1122

E-mail:


Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your employee benefits situation. We have created this Web site to help you gain a better understanding of the financial concepts behind employee benefits, insurance, investing and retirement. Most important, we hope you see the value of working with skilled professionals to pursue employee benefits worthy of an "employer of choice".

We're here to help educate you about the basic concepts of benefit management; to help you learn more about who we are; and to give you fast, easy access to market data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of employee benefits.

Explains importance of rare-earth minerals and their role in technology and security.

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Describes convertible bonds and their balance of stability and upside.

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Notes record issuance of municipal bonds and their tax-exempt appeal.

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Advises small businesses on cybersecurity risk management.

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This calculator can help you estimate your annual federal income tax liability.

How much life insurance would you need to produce a sufficient income stream for your family?

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

How much do you need to save each year to meet your long-term financial goals?

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